Find the Right Renters Insurance for Your College Student

Simple, unbiased guidance for parents and students with no pressure or fine print.

Start the 2-Minute Coverage Tool

Is Your Student’s Housing Really Covered?

Know what your homeowners policy does and doesn't cover.
Learn when you need renters insurance and what it protects.

Start Here , Parent’s Guide
What Parent Should Ask

We explain what your insurance covers when your child lives in a dorm, apartment, or out-of-state.

Dorms vs. Apartments 

Compare real coverage gaps based on where your student lives.

Free Insurance Checklist

Download a move-in insurance guide made for parents.

How It Works

Not sure where to start? These four steps will help you understand if your student needs renters insurance.

Learn what student renters insurance covers

Understand what’s protected (and what isn’t) in dorms, apartments, and storage.

Does your student need a separate policy?

Find out if your homeowners policy is enough or if a standalone plan is safer.

Compare trusted providers

See how popular insurers stack up in price, coverage, and convenience.

Make an informed decision

Use our tools, checklists, and examples to confidently choose what works for your family.

Explore Real Case Studies

"When dorm insurance falls short, families turn to us to bridge the gap, here’s how real students were protected."

View Our Case Studites

Get the Free “Move-In

Insurance Checklist for Parents

Know before they go. What’s covered, what’s not, and what to ask.

“I didn’t realize my daughter’s stuff wouldn’t be covered in her…”

Our Promise To You!

Our goal is to provide clear, accurate information to help you prepare for the challenges your child may face while living away from home.

Parent & Student Focused

We simplify complex insurance topics so families can make confident decisions.

No Pressure, Just Facts

We don’t sell policies. We explain them so you can choose what fits best.

Educate Yourself on Student Renters Insurance

Every article is written with parents in mind clear, accurate, and based on real coverage situations. From dorm damage to off-campus storage, we break down what student renters insurance actually covers (and what it doesn’t).

Reviewed By: Student Renter Editorial Staff

International Student Move-In Checklist: What to Pack, Buy, and Plan

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Reviewed By: Student Renter Editorial Staff

What Documents Do You Need to Rent as an International Student?

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Reviewed By: Student Renter Editorial Staff

How to Rent an Apartment Without a U.S. SSN or Credit History

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They Say...

Jamie P.

Parent

" I am glad I got renters' insurance for my child. I did not know she would not be covered under our homeowners policy."

D. Hill

God-Parent

" No one tells you that landlords don’t cover your kid’s stuff. When my Godson moved off campus, we assumed the apartment’s insurance was enough. It wasn’t. StudentRenters.com made it easy to understand what we needed. I was shocked how affordable a real policy was."

Smart Coverage Starts Before Move In Day.

Your student’s phone, laptop, and bike could disappear overnight.
Without renters insurance, so does your money.
For less than a pizza per month, you can cover thousands in gear, liability, and peace of mind.

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